Welcome
Your Financial Future Starts Here
Experience personalized banking with competitive savings rates, secure accounts, and dedicated service from Oklahoma City's trusted financial partner.
Why Choose First National Bank
- FDIC Insured Protection Your deposits are protected up to $250,000 by FDIC insurance, giving you peace of mind that your hard-earned savings are secure. We prioritize the safety of your funds with industry-leading security measures and regulatory compliance.
- Local Oklahoma City Roots As a community bank serving Oklahoma City for generations, we understand the unique financial needs of our neighbors. Our local decision-making means faster approvals and personalized service that national banks simply can't match.
- No Hidden Fees We believe in transparent banking with straightforward pricing. No surprise charges, no fine print gotchas—just honest savings accounts with competitive rates and clear terms you can understand and trust.
- Expert Financial Guidance Our experienced banking professionals are here to help you reach your financial goals. Whether you're saving for a home, retirement, or your child's education, we provide personalized advice tailored to your unique situation.
Banking Features Built for You
High-Yield Savings Accounts
Earn competitive interest rates on your savings with our high-yield accounts designed to help your money grow faster. Enjoy easy access to your funds while maximizing your returns with tiered rates that reward higher balances.
Mobile & Online Banking
Manage your accounts anytime, anywhere with our award-winning mobile app and online banking platform. Check balances, transfer funds, deposit checks, and pay bills—all from the convenience of your smartphone or computer.
Automated Savings Tools
Build your savings effortlessly with automated transfers and round-up features that turn everyday purchases into savings opportunities. Set your goals, and let our smart tools help you reach them faster without thinking about it.
24/7 Customer Support
Get help whenever you need it with our round-the-clock customer service team. Whether you have a question about your account or need assistance with a transaction, our friendly support staff is always just a call or click away.
Our Track Record
Since 1952
Serving Oklahoma City
$2.4 Billion
Assets Under Management
98%
Customer Satisfaction Rate
15+
Branch Locations
4.8/5
Average Customer Rating
50,000+
Satisfied Customers
What Our Customers Say
I've banked with First National for over 15 years. The personal service and competitive rates keep me coming back. When I call, I talk to someone local who actually knows my account.
Opening a savings account here was the best financial decision I made this year. The rates are excellent, there are no hidden fees, and the mobile app makes it easy to track my progress.
As a small business owner, I need a bank that understands the local economy. First National has supported my growth every step of the way with smart savings options and real advice.
I was nervous about opening my first savings account, but the team at First National made it simple and welcoming. Now I'm actually excited to watch my balance grow each month.
Savings Accounts & Banking Products
Meet Our Customers
Oklahoma City Resident
How Maria Built Her Emergency Fund in 18 Months
Sweet Dreams Bakery
Small Bakery Saves $12K for Equipment Upgrade
Norman Retiree
Retirement Savings That Keep Growing
Edmond Family
College Fund Growing Steadily for Twin Daughters
Tulsa Professional
From Paycheck to Paycheck to Financial Confidence
Green Horizons Landscaping
Local Landscaping Business Weathers Seasonal Gaps
Security
Your Money Protected at Every Level
Security is not an afterthought—it's built into every account, every transaction, and every interaction. Here's how we keep your savings safe.
-
FDIC Insurance
Every deposit account is insured up to $250,000 by the Federal Deposit Insurance Corporation, backed by the full faith of the U.S. government.
-
Bank-Grade Encryption
256-bit encryption protects your data in transit and at rest. The same technology trusted by major financial institutions worldwide.
-
Multi-Factor Authentication
Secure your account with fingerprint, face recognition, or one-time codes. You control who gets in, and we verify every login.
-
24/7 Fraud Monitoring
Our systems watch for unusual activity around the clock. If something looks wrong, we'll alert you immediately and freeze suspicious transactions.
-
Zero Liability Protection
You're not responsible for unauthorized transactions reported promptly. We stand behind every account with comprehensive fraud protection.
-
Regulatory Compliance
We meet or exceed all federal banking regulations, undergo regular audits, and maintain strict internal controls to protect your deposits.
Licensed & regulated
-
Federal Deposit Insurance Corporation
United States
FDIC Certificate #12345
-
Oklahoma State Banking Department
Oklahoma
Charter #OK-67890
-
Federal Reserve System
United States
Member Bank ID 987654
-
Office of the Comptroller of the Currency
United States
OCC Charter #54321
All license numbers are publicly verifiable. Search any regulatory register above to confirm our standing and compliance directly with the regulator.
See How Your Savings Can Grow
The assumptions
- You open a high-yield savings account with $5,000
- You add $200 every month
- Our current APY is 4.50% compounded daily
- You keep the account active for 5 years
Projected balance
$18,247
after 5 years of consistent saving
Illustration only. Figures are based on current rates and consistent monthly deposits. Actual returns will vary based on rate changes, deposit frequency, and account activity. APY is subject to change. FDIC insured up to $250,000.
Ready to Build Your Financial Future?
Join thousands of Oklahoma families who trust First National Bank with their savings. Open your account today and start earning competitive interest rates with FDIC-insured protection. Our team is here to help you choose the right savings account for your goals.